Medicare Advantage

Get MORE from your Medicare.

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What Exactly is Medicare Advantage?
Do I really need it?

HMO & PPO Plans

Medicare Advantage plans are either health maintenance organizations (HMO) or preferred provider organizations (PPO). These plans have a leading network of doctors and hospitals, and we constantly work with them to lower costs of care.
A Medicare Advantage Plan combines your Medicare Hospitalization (or Medicare Part A) and Medical insurance or Doctor's Visit Coverage (or Medicare Part B) into one Health Plan that provides the same Medically-Necessary Services as Original Medicare. Some, but not all Medicare Advantage Plans also offer Prescription Drug Coverage (or Medicare Part A and Medicare Part B and Medicare Part D) at no additional cost and are called MA- PDs.

Medicare Advantage Plans are health plans that are approved by Medicare and provided by private insurance companies. Medicare sets the rules for Medicare Advantage Plans and regulates the private companies who operate the Plans. Medicare Advantage Plans are also sometimes referred to as Medicare Health Plans, Medicare Part C Plans, and MAs/MA-PDs).

We have been in the Medicare Insurance Market for over 15 years, Medicare Advantage is our specialty. We are contracted with many competitive Medicare Advantage carriers and our agents will help you select the plan that best suits your specific needs. Contact Cline Insurance today to speak with a local insurance agent, or use the form below. We’re looking forward to hearing from you!

We offer Medicare Advantage Plans

At Cline Insurance, we offer a wide range of Medicare Advantage products with the most recognized names in the insurance industry.

Benefits of Medicare Advantage

Many Medicare Advantage plans include coverage for dental, vision, hearing, and prescription drugs. They may also offer other valuable benefits that help with everyday health and living.

Over-The-Counter Benefit




Fitness Benefit


24/7 Tele-health benefits

Switching Medicare Advantage Plans

Everyone wants a Medicare plan they like enough to keep for the long run, but sometimes health needs change. Plan coverage areas and benefits can also change from time to time.

If you need to change your Medicare Advantage Plan we can help. There are special enrollment periods such as turning 65, New to Medicare, Moving or Losing Benefits. There are also certain times each year when you can change your plan and special circumstances that allow for a plan change.


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Rush & Judy B.


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Lisa D


"I started with 'Cline Insurance' too many years ago to count!  I have been extremely pleased!  It is always easy to contact someone if I have any questions and they respond ASAP!  I certainly do recommend them to anyone in need of good insurance and a great agent!"

Emmie C.


Retirement Age?

Learn more about your Medicare.