Medicare Advantage

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What Exactly is Medicare Advantage?
Do I really need it?

Medicare
HMO & PPO Plans

Our Medicare Advantage plans are either health maintenance organizations (HMO) or preferred provider organizations (PPO). We have a leading network of doctors and hospitals, and we constantly work with them to lower costs of care.

Cline Insurance Company represents Medicare Advantage [HMO, PPO and PFFS] organizations that have a Medicare contract. Enrollment depends on the plan’s contract renewal.
A Medicare Advantage Plan combines your Medicare Hospitalization (or Medicare Part A) and Medical insurance or Doctor's Visit Coverage (or Medicare Part B) into one Health Plan that provides the same Medically-Necessary Services as Original Medicare. Some, but not all Medicare Advantage Plans also offer Prescription Drug Coverage (or Medicare Part A and Medicare Part B and Medicare Part D) at no additional cost and are called MA- PDs.

Medicare Advantage Plans are health plans that are approved by Medicare and provided by private insurance companies. Medicare sets the rules for Medicare Advantage Plans and regulates the private companies who operate the Plans. Medicare Advantage Plans are also sometimes referred to as Medicare Health Plans, Medicare Part C Plans, and MAs/MA-PDs).

While we are recognized for our expertise in many Senior Market insurance areas, Medicare Advantage is our specialty. We are contracted with the most competitive Medicare Advantage carriers and our agents will help you select the plan that best suits your specific needs. Contact Cline Insurance today to speak with a local agent, or use the form below. We’re looking forward to hearing from you!

We offer the best in Medicare Advantage Plans

At Cline Insurance, we offer a wide range of Medicare Advantage products with the most recognized names in the insurance industry.

Benefits of Medicare Advantage

Many of our Medicare Advantage plans include coverage for dental, vision, hearing, and prescription drugs. They may also offer other valuable benefits that help with everyday health and living.
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Over-The-Counter Benefit

commute

Transportation

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No-Cost fitness Benefit

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24/7 Tele-health benefits

Switching Medicare Advantage Plans

Everyone wants a Medicare plan they like enough to keep for the long run, but sometimes health needs change. Plan coverage areas and benefits can also change from time to time.

If you need to change your Medicare Advantage Plan we can help. There are special enrollment periods such as turning 65, New to Medicare, Moving or Losing Benefits. There are also certain times each year when you can change your plan and special circumstances that allow for a plan change.

Testimonials

"Here are some quotes from 3 clients: Thank you for the excellent services you provide to my wife and I. We know that we can depend on you for prompt and accurate information.  You and your team have always been there when we needed you. And that's very comforting to know."

Rush & Judy B.

Client

'You are obviously great at your job but beyond the job, you can tell that you truly care about the people you’re helping not just in making a sell.  You go above and beyond to help educate the client so that they feel comfortable in making the right decision for themselves without any pressure."

Lisa D

Client

"I started with 'Cline Insurance' too many years ago to count!  I have been extremely pleased!  It is always easy to contact someone if I have any questions and they respond ASAP!  I certainly do recommend them to anyone in need of good insurance and a great agent!"

Emmie C.

Client

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